poverty and injustice news
Some people will experience difficulty with debt because of the changes since the reduction in Universal Credit and fuel price rises. Citizens Advice research suggest debt effects a third of us and a bigger proportion of peoplewho have children. Rural Action Derbyshire highlight how local Citizens Advice bureaus all expect demand from people in debt to rise, including people who have never experienced it before. If you can signpost people to seek help sooner rather than later it will be of benefit.
If you need that help don't let any negative feelings stop you from seeking help. Taking control of the situation and managing it rather than ignoring it could be a really positive first step. It may particularly be important where a relationship breakdown, or redundancy, or loss of earnings or additional caring has occurred or for someone with a disability. All of us can be vulnerable to scams and fraudsters or illegal money lenders (loan sharks) and well as frequently experiencing poor mental wellbeing which impacts a persons ability to cope financially. See sources of help below to ensure you get the money you are entitled to or how to access legal and affordable loans from a Credit Union or Community Bank. For Clergy and PCC members there is also the Churches Mutual Credit Union.
Sources of help in Derbyshire.
Welfare benefits advice Derby City.
The Derbyshire Unemployed Workers Centre (DUWC) have published a Guide to Claiming Benefits and Credits following Redundancy. The aim of this guide is to give people the information they need to enable them to access the benefits system and claim what they are entitled to. Download the Guide HERE.
SAFFA support former Armed Service personnel and their families.
Foodbanks across the county may be delivering services at present in a different way, click on the link to find our how to contacct then or look on Facebook for the latest information on how to donate or what is particularly needed. Alternatively there is a community response unit which you may want to support or approach. If you are developing a food poverty response in Derbyshire ask colleagues advice about Feeding Derbyshire before proceeding.
Latest news from Feeding Derbyshire Feb 21.
Local Credit Unions or community banks are organisations offering members the opportunity to save and take out affordable loans.
If you have got involved with a loan informally that is worrying you because of being pressured to pay back more/ for longer than you expected it may be illegal. the Illegal Money Lending Team latest news and and how to report a loan shark is at website: www.birmingham.gov.uk/stoploansharks or 0300 555 2222.
Avoid the latest scams: Scamwatch facebook page or Derbyshire Scam Watch website. Their advice is to take 5 and think or check with someone you trust before you respond to a caller/text/email you were not expecting however urgent it seems.
Financial problems and advice from Safer Derbyshire
Safer Derbyshire guidance see community safety financial abuse page.
Financial abuse can be linked to domestic abuse.
Sources of help with substance misuse
Sources of help with problem gambling